Motorcycle accidents are not just car accidents with two fewer wheels—they involve unique risks, injuries, and legal considerations. In Pennsylvania, the laws and procedures that apply to motorcycle accident claims often differ from those that govern standard car crash cases. At Tullio DeLuca Attorney, we help injured motorcyclists in Scranton pursue justice and recover compensation tailored to their specific needs.

Key Differences in Motorcycle and Car Accident Claims

1. Injury Severity and Impact

Motorcyclists are more exposed on the road, which means they are more likely to suffer serious or even life-threatening injuries in a crash. Unlike car drivers who are protected by steel frames, airbags, and seat belts, riders may face:

• Traumatic brain injuries
• Spinal cord damage
• Severe road rash
• Broken bones

Because of the likelihood of higher medical costs and long-term rehabilitation, the value of a motorcycle accident claim is often greater—and more vigorously challenged by insurance companies.

2. Bias Against Motorcyclists

Insurance adjusters and even juries sometimes harbor unfair biases against motorcycle riders, assuming they are reckless or dangerous on the road. This can affect settlement offers or court awards. A strong legal strategy involves gathering evidence to demonstrate that the motorcyclist was riding safely and the other party was truly at fault.

3. Insurance Law Differences

Pennsylvania drivers have the option to choose between “limited tort” and “full tort” insurance coverage. However, motorcycle insurance policies do not follow the same framework:

• Limited tort does not apply to motorcycles, meaning riders are not restricted from recovering for pain and suffering even if they selected limited tort coverage.
• Motorcycle insurance often excludes first-party medical benefits, making it crucial for riders to seek compensation from the at-fault party or through their own health insurance.

4. Helmet Laws and Liability

Pennsylvania requires helmets only for riders under 21 or those who’ve had a license for less than two years and haven't completed a safety course. However, failure to wear a helmet can still affect a claim. While it won’t necessarily bar compensation, it may influence how damages are calculated, especially if the rider suffered a head injury.



Legal Help Tailored to Riders

Because motorcycle accident cases are more complex and often contested, it’s important to work with a lawyer who understands the nuances of Pennsylvania’s laws and the unique challenges that motorcyclists face. At Tullio DeLuca Attorney, we are committed to helping Scranton riders recover maximum compensation for their injuries, lost income, and long-term needs.